There are 13 million credit cards in circulation in Australia with an average balance of $2,899 per card, according to research from Finder.com.au. Nearly 70% of Australians have a credit card, but how many know how credit cards can affect your loan eligibility? Why do banks review your credit cards? When applying for a loan, [...]
Did your Christmas spending get out of hand this year? You are not alone! According to a recent news report, our 2018 Christmas spending binge is expected to leave us with a $29.7 billion credit card debt – that's equivalent to $1,863 per credit card! The good news is that mortgage and finance brokers don't [...]
Did you know that your mortgage broker can help you with a lot more than a home loan? Mortgage brokers are qualified as "credit advisors", so we can be of great benefit to you in a variety of different ways when it comes to your finances. To start you thinking about maximising your financial goals [...]
If you're struggling to manage your debts, or just want to save money on interest on your debts, we can help! There are a range of solutions available to you that are worth exploring. In this article, we explain why consolidating your debts by refinancing your home may or may not be a good option [...]
Here's some great end of financial year budget ideas for home buyers Getting your budget under control and your finances in order is absolutely essential to anyone looking to apply for a home loan, but it's particularly important for first home buyers about to take the first step on the property ladder. Now the end [...]
Many people don't think twice about paying interest on everything they purchase. For a lot of people, it's just the price they have to pay for convenience and getting the things they want in life. And when you're borrowing money to make money, as with your home loan, your interest repayments may be considered a [...]
It's that time of year when we spend up big - buying presents for our family and friends, eating out, decking the halls with Christmas decorations and even going away on holidays. This can be a very stressful time for those of us on a tight budget. And it can be particularly stressful if you [...]
We've just been through the busiest time of year in the property game. If you're interested in purchasing property, then spring is when you're usually flat out researching the market, viewing properties and attending auctions. But now that summer is here and the busy period is slowing, it's a good time to review your financial [...]
Applying for a home loan can be life-changing and that makes it a big decision Whether you're looking to buy your first home, upgrading to a larger home, investing or even refinancing, we're here to help make the process of getting the loan that's right for you simple and easy. To help you sail through [...]
[frame_right][/frame_right]Smartening up your spending activity needn’t be a hassle if you follow a few simple savings strategies. With interest rates now at their lowest level since April 2010, it may be tempting to spend your extra cash. However, failing to look to the future can cost you over the longer term. Both in Australia and [...]
